Choices and Solutions A period of financial hardship may leave you with unmanageable debt If you find yourself unable to meet your monthly obligations you may be forced to consider bankruptcy

The Right Way When most people think of credit repair they think of credit bureau disputes Historically credit bureau disputes have been the heart of the credit repair process

Now is the Time If you are one of the many millions of people who have purchased a home with sub-prime mortgage financing over the last two or three years, now is the time to get to work on your credit report to make sure that you are able to refinance when the time comes And the time will come before you know it

A Growing Crime Identity theft is a growing and insidious crime The impact on a victim’s credit report can be devastating

Surprising Facts It is absolutely essential for anyone attempting credit repair to know the statues of limitation for reporting of derogatory information as it applies to the credit bureaus Credit repair expert Jim Kemish offers some insight on specific statute of limitation information that may surprise you

The Ultimate Credit Card Cure Do you have a past due credit card that is hurting your credit scores Would you like the creditor to make it current, and even eliminate your entire record of late payments

The Cure For Defaulted Student Loans There is no statute of limitation for collection of defaulted student loans And unless you are totally and permanently disabled, there is no way that you can discharge your student loans in a bankruptcy

The Law is on Your Side Getting contacted by a collector is never a good thing But there are laws that govern the behavior of collectors, and there are steps you can take to control the situation

What Do You Want How serious are you about credit repair

Be Prepared Do you plan to apply for a mortgage soon

An Exciting Movement There is a new approach to credit repair being taken by a select group of credit repair businesses These businesses are redefining the industry, and you stand to benefit

Nothing More Important Credit repair can be a daunting task You may have mixed feelings about past credit issues, concerns about confronting creditors, and uncertainty about the credit repair process

Every Error Counts Credit reporting errors can ruin your credit scores and cost you money It is essential that you examine your reports periodically to spot these errors